My5K is a free loan-connection service — not a lender. No obligation. No impact to your credit to check options. Mon–Fri 7am–7pm CT
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● Request $5,000 – $58,000

Connecting you to the right lender, in minutes.

Tell us a little about yourself and we'll connect you with lenders in our network who may be able to help — with no obligation.

✓ Free to use
✓ No obligation
✓ Bank-level encryption

Request your funds

Step 1 of 8

How much do you need?

Choose an amount and tell us what it's for.

$5,000
$10,000
$25,000
$58,000
Please pick an amount and a purpose.

Tell us about you

Your name as it appears on your ID.

Please complete your name and date of birth (must be 18+).

Where do you live?

Lenders need a current U.S. address.

Please complete your full address.

How can lenders reach you?

We'll send your options here.

Please enter a valid email, phone, and agree to continue.

Your income

This helps match you with the right lenders.

Please complete your income details.

Deposit account (optional)

Where approved funds would be deposited. You can skip and add this later with your chosen lender.

🔒 We never display or store full account numbers. Full banking details are collected only by your chosen lender on a secure, encrypted connection.

Identity verification

Lenders are required by law to verify your identity (USA PATRIOT Act).

🔒 Encrypted in transit. Your SSN is shared only with lenders you're matched to and is used for identity and eligibility checks. Checking your options does not affect your credit score.
Please enter a valid 9-digit SSN, or go back and submit without it.

Review & submit

Confirm your request looks right.

By submitting, you confirm the information is accurate and agree that My5K may share it with lenders and lending partners in its network to present you with offers. My5K is not a lender and does not make credit decisions.
✓

Request received!

We're checking your request against lenders in our network. If there's a match, you'll see offers on-screen and by email. There's no obligation to accept any offer.

🔒 Your connection is secured with 256-bit encryption.
Simple & fast

How My5K works

One short request connects you to many lenders at once — no need to apply to each one separately.

1

Make your request

Fill out one secure form in a few minutes. Tell us how much you need and a bit about yourself.

2

Get matched

We instantly share your request with lenders in our network who may be able to fund it.

3

Review & decide

If you're matched, review the rates and terms. Accept only if it's right for you — there's never any obligation.

Why people choose us

Built to be simple and honest

We're a connection service. We make money from lenders, so using My5K is always free for you.

💵

Free to request

You'll never pay My5K a fee to submit a request or get matched with lenders.

🔒

Secure by design

Your information travels over an encrypted connection and is shared only to match your request.

⚡

Fast answers

See whether lenders can help in minutes, with funds often available as soon as the next business day.

🤝

No obligation

Being matched isn't a commitment. Compare your options and walk away any time.

🏦

A wide network

One request reaches many lenders and lending partners, improving your chance of a match.

📋

Clear disclosures

We spell out who we are, how we're paid, and what happens to your information.

Rates & fees, in plain terms

My5K does not set rates or make loans. Rates, fees and terms come from the lender you choose, and depend on your state, credit and the lender's policies. Always read your loan agreement in full before accepting.

Representative example
Amount borrowed$10,000
Term36 months
APR (illustrative)18.9%
Monthly payment≈ $366
Total repaid≈ $13,176
For illustration only. APRs on personal and installment loans commonly range from about 5.99% to 35.99%. Your actual terms will differ.
Questions

Frequently asked

No. My5K is a free loan-connection service. We pass your request to lenders and lending partners in our network who may offer you a loan. We don't make loans or credit decisions ourselves.
Submitting a request to see options doesn't affect your credit score. If you move forward with a specific lender, that lender may perform a hard credit check — they'll tell you before they do.
You can request from $5,000 up to $58,000. The amount a lender offers depends on your income, state and their own criteria.
Nothing. My5K is free to use. We're paid by the lenders in our network when we connect them with borrowers.
We use the details you provide to match your request with lenders and to present you with offers. See our Privacy Policy for the full explanation, including how to opt out of the sale or sharing of your information.
That's up to the lender you choose. Many deposit approved funds as soon as the next business day, but timing varies.

Ready to get started?

One form. Many lenders. No obligation.